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The Fintech Challenge and the New Face of Banking by Austin Okere (Part 2)

The Fintech Challenge and the New Face of Banking by Austin Okere (Part 2)

by austin okere | May 9, 2017 | Austin's Notes | 0 comments

This is the concluding part to the first instalment of this series published last week. Kindly read it here. Money is going Digital Around the world, central banks from England to China have publicly floated the notion of issuing their own national digital currencies....
The Fintech Challenge and the New Face of Banking By Austin Okere (Part 1)

The Fintech Challenge and the New Face of Banking By Austin Okere (Part 1)

by austin okere | May 3, 2017 | Austin's Notes | 0 comments

Should Banks be changing? After centuries of conservatism in receiving deposits and making loans, should banks be changing? There are two main issues stirring the yearning for change: The first being that it is a very difficult Club to join, and hence the large...
Austin Okere’s Five Forces Model for Analysing the Future of Banking

Austin Okere’s Five Forces Model for Analysing the Future of Banking

by austin okere | Apr 25, 2017 | Austin's Notes | 0 comments

Having enjoyed centuries of monopoly, assured by the support of regulation, including through stringent requirements to new licensees, the erstwhile secured future of traditional banks is facing a heightened threat of disruption from Financial Technology companies (or...
The Mentality of Winning by Austin Okere

The Mentality of Winning by Austin Okere

by austin okere | Apr 5, 2017 | Austin's Notes | 0 comments

The thing about winning and losing is that they are both self-reinforcing. The Gunners as a metaphor As an Arsenal football club fan, how do I convince anybody that the team is good or that coach Arsene Wenger is doing a good job, given the long spate of trophy...
Boko Haram Displaced Kids – You Too Can Make A Difference.

Boko Haram Displaced Kids – You Too Can Make A Difference.

by austin okere | Mar 6, 2017 | Austin's Notes | 0 comments

A month ago, Nancy and Tabitha stared bleakly into the future at the St. Theresa’s Internally Displaced Persons (IDP) Camp in Yola (North Eastern Nigeria, which bore the brunt of the Boko Haram menace; see story here. Today, my two cute friends have been...
Nigeria: a Chance for Re-Awakening By Austin Okere

Nigeria: a Chance for Re-Awakening By Austin Okere

by austin okere | Jan 26, 2017 | Austin's Notes | 0 comments

Nigerians are gradually coming to terms that the cheese has indeed moved this time. The days of lucre and easy money, fuelled by petrodollars are far behind us; no thanks to shale oil and other sources of energy. The aimless swagger has been replaced by a renewed...
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